:root {
  --dark:     #030063;
  --blue:     #00A9DB;
  --orange:   #EE7A1E;
  --body:     #30354A;
  --muted:    #6b6f7e;
  --border:   #e4e1dd;
  --white:    #ffffff;
  --grey:     #f2f1ef;
  --ink:      #111827;
  --nav-dark: #001a3b;
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Poppins', system-ui, sans-serif;
  color: var(--body); font-size: 16px;
  line-height: 1.7; background: var(--white);
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
.util-bar {
  background: var(--nav-dark);
  padding: 0 48px; height: 36px;
  display: flex; align-items: center; justify-content: flex-end;
  gap: 0;
}
.util-bar a {
  font-size: 11px; font-weight: 400; letter-spacing: .06em;
  text-transform: uppercase; color: rgba(255,255,255,.75);
  padding: 0 16px; transition: color .15s; white-space: nowrap;
}
.util-bar a:hover { color: #fff; }
.util-bar .util-sep {
  width: 1px; height: 14px;
  background: var(--blue); flex-shrink: 0;
}
.main-nav {
  position: sticky; top: 0; z-index: 500;
  background: var(--white);
  border-bottom: 1px solid #e8e8e8;
}
.main-nav-inner {
  max-width: 1440px; margin-inline: auto;
  padding: 0 40px; height: 88px;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
}
.nav-logo {
  display: flex; align-items: center; flex-shrink: 0;
  text-decoration: none;
}
.nav-logo img { display: block; height: 34px; width: auto; }
.nav-links {
  display: flex; align-items: stretch;
  list-style: none; flex: 1; justify-content: center; gap: 0;
}
.nav-links > li { position: relative; display: flex; align-items: center; }
.nav-links > li > a {
  display: flex; align-items: center;
  padding: 0 14px; height: 88px;
  font-size: 15.5px; font-weight: 400; color: #001a3b;
  transition: color .15s; white-space: nowrap; text-decoration: none;
}
.nav-links > li > a:hover { color: var(--blue); }
.nav-links > li.has-dropdown > a::after {
  content: '';
  display: inline-block; margin-left: 6px; flex-shrink: 0;
  width: 8px; height: 5px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='8' height='5' viewBox='0 0 8 5'%3E%3Cpath d='M0 0l4 5 4-5z' fill='%23001a3b'/%3E%3C/svg%3E") no-repeat center;
  transition: transform .2s;
}
.nav-links > li.has-dropdown:hover > a::after { transform: rotate(180deg); }
.nav-dropdown {
  position: absolute; top: 100%; left: 0;
  background: #fff;
  box-shadow: rgba(0,0,0,.5) 0px 4px 10px 0px;
  min-width: 315px; border-radius: 0;
  padding: 5px;
  z-index: 600;
  opacity: 0; visibility: hidden; pointer-events: none;
  transform: translateY(-4px);
  transition: opacity .15s ease, transform .15s ease, visibility .15s;
}
.nav-links > li.has-dropdown:hover .nav-dropdown {
  opacity: 1; visibility: visible; pointer-events: auto;
  transform: translateY(0);
}
.nav-dropdown a {
  display: block; padding: 8px 10px;
  font-size: 15px; font-weight: 400; color: #001a3b;
  text-decoration: none; white-space: nowrap;
  transition: background .12s, color .12s;
}
.nav-dropdown a:hover { background: #f0f8fd; color: var(--blue); }
.nav-book {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--blue); color: var(--white);
  font-family: inherit; font-size: 15.5px; font-weight: 500;
  padding: 15px 18px 11px; border-radius: 50px;
  border: none; cursor: pointer; white-space: nowrap;
  text-decoration: none;
  transition: opacity .15s; flex-shrink: 0;
}
.nav-book:hover { opacity: .88; }

/* ── Hamburger ───────────────────────────────── */
.nav-burger {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 40px; height: 40px;
  background: none; border: none; cursor: pointer; padding: 4px;
  flex-shrink: 0;
}
.nav-burger span {
  display: block; width: 24px; height: 2px;
  background: var(--dark); border-radius: 2px;
  transition: transform .22s ease, opacity .22s ease;
}
.nav-burger.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-burger.is-open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.nav-burger.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.nav-mobile-cta-item { display: none; }

/* ── Mobile nav ──────────────────────────────── */
@media(max-width:900px){
  .util-bar { padding: 0 20px; }
  .main-nav-inner { padding: 0 20px; height: 68px; position: relative; }
  .nav-book { display: none; }
  .nav-burger { display: flex; }
  .nav-links {
    display: none;
    position: absolute; top: 100%; left: 0; right: 0;
    background: #fff;
    border-top: 1px solid var(--border);
    border-bottom: 3px solid var(--blue);
    flex-direction: column;
    padding: 8px 0 20px;
    box-shadow: 0 8px 24px rgba(0,0,0,.1);
    z-index: 499;
  }
  .nav-links.is-open { display: flex; }
  .nav-links > li > a { height: auto; padding: 13px 24px; font-size: 15px; }
  .nav-links > li.has-dropdown > a::after { float: right; margin-top: 8px; }
  .nav-dropdown {
    position: static; opacity: 1; visibility: visible;
    pointer-events: auto; transform: none;
    box-shadow: none; min-width: 0; border-radius: 0;
    background: #f5f9fc; padding: 4px 0;
    display: none;
  }
  .nav-dropdown.is-open { display: block; }
  .nav-dropdown a { padding: 10px 36px; font-size: 14px; white-space: normal; }
  .nav-mobile-cta-item { display: block; padding: 12px 20px 0; }
  .nav-mobile-cta {
    display: block; text-align: center;
    background: var(--blue); color: #fff;
    font-size: 15px; font-weight: 600;
    padding: 13px 20px; border-radius: 50px;
  }
}
    /* ── Hero ────────────────────────────────────── */
    .hero {
      background: #FAFAF9;
      border-bottom: 1px solid var(--border);
      overflow: hidden;
    }
    .hero-inner {
      max-width: 1380px; margin-inline: auto;
      padding: 88px 48px;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 72px;
      align-items: center;
    }
    .hero-eyebrow {
      display: inline-flex; align-items: center; gap: 8px;
      font-size: 12px; font-weight: 600; letter-spacing: .08em;
      text-transform: uppercase; color: var(--muted); margin-bottom: 24px;
    }
    .hero h1 {
      font-size: clamp(32px, 4vw, 52px); font-weight: 800; color: var(--dark);
      line-height: 1.06; letter-spacing: -.035em; margin-bottom: 36px;
    }
    /* Two highlight stat boxes — FC blue tint + subtle dark tint */
    .hero-stat-grid {
      display: grid; grid-template-columns: 1fr 1fr; gap: 12px;
      margin-bottom: 40px;
    }
    .hero-stat { padding: 22px 24px; border-radius: 10px; }
    .hero-stat--blue  { background: rgba(0,169,219,.12); }
    .hero-stat--subtle { background: rgba(3,0,99,.06); }
    .hero-stat__num {
      font-size: 38px; font-weight: 800; color: var(--dark);
      line-height: 1; letter-spacing: -.04em; margin-bottom: 10px;
    }
    .hero-stat__label { font-size: 13px; color: var(--muted); line-height: 1.45; }
    .hero-ctas { display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }
    .btn-primary {
      display: inline-block; background: var(--orange); color: var(--white);
      font-family: inherit; font-size: 14px; font-weight: 700;
      padding: 13px 28px; border-radius: 5px; border: none; cursor: pointer;
      text-decoration: none; transition: opacity .15s;
    }
    .btn-primary:hover { opacity: .88; }
    .hero-ctas a.btn-text,
    .hero-ctas .btn-text {
      font-size: 14px; font-weight: 600; color: var(--dark);
      border-bottom: 1.5px solid rgba(3,0,99,.2);
      padding-bottom: 1px; transition: color .15s, border-color .15s;
      text-decoration: none;
    }
    .hero-ctas a.btn-text:hover,
    .hero-ctas .btn-text:hover { color: var(--blue); border-color: var(--blue); }
    /* Right-column featured image */
    .hero-image { position: relative; }
    .hero-image img {
      width: 100%; display: block;
      border-radius: 14px;
      aspect-ratio: 4/3; object-fit: cover;
      box-shadow: 0 24px 64px rgba(3,0,99,.12);
    }

    /* ── Stats band ──────────────────────────────── */
    .stats-band { background: var(--blue); }
    .stats-inner {
      max-width: 1380px